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16 Days to Freedom: Your Roadmap to End 2024 Strong and Step into 2025 Empowered

Welcome to your 10-minute guide to success! With just 16 days left in 2024, this is your opportunity to reflect, reset, and build momentum for a prosperous 2025. This step-by-step guide will help you take control of your finances, set clear goals, and create a follow-up system to stay on track.

Step 1: Reflect on Ending 2024 Strong (Day 1-2)


Reflecting out of the window in the sunshine.
2024 in Review

"Examine yourselves to see whether you are in the faith; test yourselves." – 2 Corinthians 13:5

Reflection is key to understanding where you’ve been and where you want to go.

  • Actionable Steps:

    1. Spend 30 minutes listing out your wins, losses, and lessons learned in 2024. Focus on financial habits, accomplishments, and setbacks.

    2. Ask yourself: What worked well? What needs improvement?

  • Tracking:Use your 2025 Personal Planner to write these reflections. Dedicate a page to “2024 in Review” to keep this insight handy as you plan.

Step 2: Set Intentional Goals for 2025 (Day 3-4)

"Commit to the Lord whatever you do, and He will establish your plans." – Proverbs 16:3

Goals should inspire you but also be actionable and measurable.

  • Actionable Steps:

    1. Write down one financial goal, one personal development goal, and one spiritual goal for 2025.

    2. Break each goal into smaller milestones. For example:

      • Financial Goal: Save $5,000 by the end of 2025.

        • Save $417/month or $14/day.

      • Spiritual Goal: Read the Bible daily.

        • Start with 10 minutes each morning and track progress in your planner.

  • Tracking:Use the 30-Day Financial Planner for your financial goals and the 2025 Personal Planner for overall goal tracking. Set monthly check-ins to measure progress.

Step 3: Take the 16-Day Financial Challenge (Day 5-20)



Growing the word.
Bible Verse Zechariah 4:10

"Do not despise these small beginnings, for the Lord rejoices to see the work begin." – Zechariah 4:10

Small daily habits can lead to lasting financial freedom.

  • Actionable Steps:

    1. Budget Audit: Review your spending for December and identify areas to cut back.

    2. Daily Savings Habit: Save $5 a day or transfer any leftover change from purchases into a savings account.

    3. Meal Planning: Save money by cooking at home and minimizing dining out.

    4. Reduce Debt: Make an extra payment on your smallest debt to gain momentum.

  • Tracking:Use the 30-Day Financial Planner to log daily savings, spending, and debt reduction progress. Add motivating Bible verses or affirmations to stay inspired.

Step 4: Plan for Accountability and Follow-Up (Day 21-24)

"Therefore encourage one another and build each other up." – 1 Thessalonians 5:11

Accountability helps you stay on track and committed.

  • Actionable Steps:

    1. Find an accountability partner—someone who shares similar goals and can encourage you.

    2. Schedule bi-weekly check-ins for the first quarter of 2025 to review progress together.

    3. Use visual aids like a goal tracker or vision board to keep your milestones in sight.

  • Tracking:Your 2025 Personal Planner has space for tracking weekly progress and scheduling accountability sessions. Create a section for feedback from your partner.

Step 5: Celebrate and Recommit (Day 25-31)



Always giving Thanks!
Giving thanks for 2024

"Give thanks in all circumstances; for this is God's will for you in Christ Jesus." – 1 Thessalonians 5:18

Recognize the progress you’ve made, no matter how small, and use it as motivation to keep going.

  • Actionable Steps:

    1. Celebrate small wins by rewarding yourself in a budget-friendly way (e.g., a movie night or a special meal).

    2. Review your 2025 Personal Planner and set your first 90-day plan for January-March.

  • Tracking:Note how you feel about your progress in your planner. Include gratitude entries to acknowledge God’s blessings and your hard work.

Ongoing Success: The Follow-Up System

Success isn’t about perfection—it’s about persistence. Here’s how to stay on track all year:

  • Monthly Reviews: Dedicate the last Sunday of each month to review progress in your planner.

  • Quarterly Goals: Reassess and adjust your milestones every 3 months.

  • Daily Journaling: Use the 2025 Personal Planner for daily reflections and gratitude.

Pro Tip: Tools for Success

  • The 30-Day Financial Planner (available on Amazon) is your go-to resource for tracking finances, setting goals, and staying motivated.

  • The 2025 Personal Planner is perfect for integrating financial, personal, and spiritual goals into your daily life.


Remember: Success is built on faith, action, and consistency. With 16 days left end 2024 strong, now is the time to lay a strong foundation for the abundant year ahead. Let’s finish strong together!

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